TCBI
Texas Capital Bancshares Inc (TCBI) Q1 2026 Earnings Call Highlights: Record Growth in Earnings ...
Article Summary
HOLD- Texas Capital Bancshares Inc. (NASDAQ: TCBI) reported record earnings growth driven by strong net interest income growth, strong non-interest revenue growth, and rising fee income across investment banking, treasury products, and treasury products.
- Texas Capital Bancshares, reported a 72% increase in adjusted earnings per share, with pre-provision net income up 43% year-over-year and net income to common stock up 63%.
- Total deposits increased 9% and total loans increased 13%, while credit losses remained steady at 1.32% of total loans and the company initiated a quarterly common stock dividend at $0.20 per share.
- Non-interest expenses increased 5% and commercial real estate loans declined 9%, reflecting a decline in client appetite for capital deployment.
- The allowance for credit losses held steady at $331 million, reflecting ongoing credit quality concerns.
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Growth Stock Scoring Breakdown
| METRIC | VALUE | WEIGHT | ANALYSIS |
|---|---|---|---|
| Sales Growth TTM ? | 3.3% | 25% | 20.0 ptsMinimal (3.3%) - Very weak |
| EPS Growth Next 5Y ? | 12.2% | 25% | 35.0 ptsBelow Screener (12.2%) - Modest outlook |
| Target Price Upside ? | 2.9% | 20% | 20.0 ptsMinimal Upside (2.9%) - Target: $106.57 vs Current: $103.58 |
| Gross Margin % ? | — | 15% | 40.0 ptsNo Gross Margin Data |
| Drawdown from 52-Wk High ? | -4.9% | 15% | 20.0 ptsBarely a Dip (-4.9%) - Near recent highs |
Disclaimer: This rating is for informational purposes only and is not financial advice.
All data sourced from Finviz.
Always conduct your own research and consult with a financial advisor before making investment decisions.
Past performance does not guarantee future results.
About TCBI
- Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers.
- The company offers commercial banking; consumer banking; investment banking solutions, including capital markets, mergers and acquisitions, and syndicated finance, as well as financial sponsor coverage, capital solutions, and institutional services; and wealth management services, such as investment management, financial planning, lockbox and insurance, securities-based lending, estate planning, and business succession, as well as philanthropic, trustee and executor, custom credit, and depository services.
- It also provides deposit accounts, analyzed accounts, commercial card, SBA and business loans, packaged solutions, and merchant services; liquidity and investments, working capital, international trade and payment, and treasury and credit products; and commercial real estate, homebuilder and community, and mortgage finance.
- In addition, the company offers payables and receivables management; online and mobile banking; term loans and lines of credit, equipment finance and lease, acquisition finance, and asset-based lending; private wealth advisory solutions; and checking and savings accounts, debit and credit cards, and certificates of deposit, as well as ETF and funds management services.
- Further, it provides financial institution money market accounts and loan syndication products; commercial loans for financing for working capital, organic growth, and acquisitions; real estate term and construction loans; mortgage warehouse lending services; treasury management, trust, and advisory and escrow services; and letters of credit.
- The company operates in Austin, Dallas, Fort Worth, Houston, and San Antonio metropolitan areas of Texas, as well as in California and New York.
- The company was incorporated in 1996 and is headquartered in Dallas, Texas.