CLBK

Columbia Financial, Inc. Announces Completion of Second Step Conversion and $1.7 Billion Stock Offering and Acquisition of Northfield Bancorp, Inc.

Published: Jul 20, 2026   |  Read Original Article ↗

Article Summary

BUY
  • Columbia Financial Inc. (Nasdaq Global Select Market: CLBK) announced completion of conversion from mutual holding company structure and related public offering, with Columbia Bank now 100% owned by Columbia Financial, and the Company is entirely owned by public stockholders.
  • The company also completed merger with Northfield Bancorp Inc. and sold 167,236,353 shares of common stock at purchase price of $10.00 per share in stock offering.
  • Pro forma as of March 31, 2026, Columbia had $18.0 billion in total assets, $12.5 billion in deposits, $11.9 billion in loans held for investment, and more than 100 branch offices throughout New Jersey and in Staten Island and Brooklyn, New York.
  • The combination of the two organizations creates one of the largest community banks headquartered in the region with substantial excess capital to support growth, strengthen market position and create long-term value.
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Growth Stock Metric Rating
CLBK Rating
24.0
SELL

Growth Stock Scoring Breakdown

METRIC VALUE WEIGHT ANALYSIS
Sales Growth TTM ? 12.8% 25% 50.0 ptsMeets Minimum (12.8%) - Passes screener
EPS Growth Next 5Y ? 0.0% 25% 10.0 ptsVery Weak (0.0%) - Minimal expectations
Target Price Upside ? 22.4% above 20% 0.0 ptsAbove Target (22.4% above) - Target: $19.00 vs Current: $24.50
Gross Margin % ? 15% 40.0 ptsNo Gross Margin Data
Drawdown from 52-Wk High ? 1.7% 15% 20.0 ptsBarely a Dip (1.7%) - Near recent highs
Disclaimer: This rating is for informational purposes only and is not financial advice. All data sourced from Finviz. Always conduct your own research and consult with a financial advisor before making investment decisions. Past performance does not guarantee future results.

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About CLBK

Financial Services Banks - Regional 749 employees Fair Lawn, NJ, United States
  • Columbia Financial, Inc. operates as a bank holding company for Columbia Bank that provides banking and other financial services to businesses and consumers in the United States.
  • The company offers commercial loans, including multifamily and commercial real estate, commercial business, and construction loans; residential loans, such as one-to-four family residential real estate and one-to-four family residential loans; and consumer loans, which includes home equity loans and advances, as well as automobile, personal, unsecured, and overdraft lines of credit, as well as securities activities.
  • It also provides deposit products, including non-interest and interest-bearing demand accounts, savings and club deposits, money market accounts, and certificates of deposit; and borrowings.
  • In addition, the company offers title insurance products; wealth management services; and cash management services comprising remote deposit, lockbox service, sweep accounts, and escrow services.
  • The company operates full-service banking offices in New Jersey.
  • Columbia Financial, Inc. was founded in 1926 and is based in Fair Lawn, New Jersey.
  • Columbia Financial, Inc. operates as a subsidiary of Columbia Bank MHC.
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