SYF

Synchrony Financial (NYSE: SYF) reported Q2 earnings of $885 million on a per-share basis, beating...

Published: Jul 21, 2026   |  Read Original Article ↗

Article Summary

HOLD
  • Synchrony Financial (NYSE: SYF) reported Q2 earnings of $885 million on a per-share basis, beating expectations, while posting revenue of $5.58 billion, slightly below analyst expectations.
  • The consumer credit company's adjusted revenue was $4.61 billion, which missed forecasts, with five analysts surveyed by Zacks expecting $4â€$4.66 billion.
  • Synchrony Financial posted revenue growth of 0.3% to $5,826 million, below expectations of $4,827 million.
Free users see 3 BUY signals per day. Premium unlocks all of them, plus instant email alerts. See Plans
Growth Stock Metric Rating
SYF Rating
40.0
SELL

Growth Stock Scoring Breakdown

METRIC VALUE WEIGHT ANALYSIS
Sales Growth TTM ? -3.2% 25% 0.0 ptsDeclining (-3.2%) - NOT a growth stock
EPS Growth Next 5Y ? 8.6% 25% 20.0 ptsWeak (8.6%) - Low expectations
Target Price Upside ? 24.4% 20% 70.0 ptsGood Upside (24.4%) - Target: $89.43 vs Current: $71.88
Gross Margin % ? 81.0% 15% 100.0 ptsExceptional (81.0%) - Strong pricing power
Drawdown from 52-Wk High ? -19.0% 15% 40.0 ptsMild Pullback (-19.0%) - Light entry opportunity
Disclaimer: This rating is for informational purposes only and is not financial advice. All data sourced from Finviz. Always conduct your own research and consult with a financial advisor before making investment decisions. Past performance does not guarantee future results.

SYF - Daily Chart

Loading chart data...
Powered by Finviz & ApexCharts

About SYF

Financial Services Credit Services 20,000 employees Stamford, CT, United States
  • Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States.
  • The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans.
  • It also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party firms.
  • In addition, the company provides debt cancellation products to its credit card customers through online and mobile channels; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Pandora, Polaris, Suzuki, and Sweetwater.
  • It offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print.
  • It serves digital, health and wellness, retail, home, auto, telecommunications, pet, outdoor, and other industries.
  • The company was founded in 1932 and is headquartered in Stamford, Connecticut.
Get BUY-rated growth stocks delivered after market close.