HWC
Hancock Whitney Corp (HWC) Q2 2026 Earnings Call Highlights: Strong EPS Growth and Strategic ...
Article Summary
BUY- Hancock Whitney Corp. (NASDAQ: HWC) reported a 13% improvement in EPS and 6% growth in PPNR compared to the same period last year, with loan growth accelerating to 5% year-over-year and deposit growth rising 8% linked quarter annualized.
- Hancock Whitney maintained a strong ROA of 1.42%, an efficiency ratio of 55.3%, and a ROTCE of 14.9% as it secured regulatory and shareholder approval for the One Florida Bank transaction with an expected closing date of August 1, adding 15 net new bankers in the second quarter contributing to its annual goal of 50 new hires.
- However, loan yields decreased by 2 basis points primarily due to a drop in new loan rates, nonaccrual loans increased by $1 million to $114 million, and net charge-off rates declined by 16 basis points.
- The cost of deposits is expected to increase in second half of 2026 potentially impacting net interest income growth, and the company remains realistic about potential macroeconomic challenges and maintains mid-single-digit growth guidance.
Free users see 3 BUY signals per day. Premium unlocks all of them, plus instant email alerts.
See Plans
Growth Stock Scoring Breakdown
| METRIC | VALUE | WEIGHT | ANALYSIS |
|---|---|---|---|
| Sales Growth TTM ? | -5.3% | 25% | 0.0 ptsDeclining (-5.3%) - NOT a growth stock |
| EPS Growth Next 5Y ? | 11.7% | 25% | 35.0 ptsBelow Screener (11.7%) - Modest outlook |
| Target Price Upside ? | 5.2% | 20% | 35.0 ptsBelow Screener (5.2%) - Target: $80.64 vs Current: $76.64 |
| Gross Margin % ? | — | 15% | 40.0 ptsNo Gross Margin Data |
| Drawdown from 52-Wk High ? | -3.4% | 15% | 20.0 ptsBarely a Dip (-3.4%) - Near recent highs |
Disclaimer: This rating is for informational purposes only and is not financial advice.
All data sourced from Finviz.
Always conduct your own research and consult with a financial advisor before making investment decisions.
Past performance does not guarantee future results.
About HWC
- Hancock Whitney Corporation operates as the financial holding company for Hancock Whitney Bank that provides traditional and online banking services to commercial, small business, and retail customers in the United States.
- The company offers various transaction and savings deposit products, such as brokered deposits, time deposits, and money market accounts; treasury management services; secured and unsecured loan products, including revolving credit facilities; letters of credit and similar financial guarantees; trust and investment management services to retirement plans, corporations, and individuals; and investment advisory and brokerage products.
- It also provides commercial and industrial loans, such as commercial non-real estate and real estate loans; construction and land development loans; residential mortgages; and consumer loans comprising second lien mortgage home loans, home equity lines of credit, and nonresidential consumer purpose loans, automobiles, recreational vehicles and boats, other personal purposes, deposit account secured loans, and small portfolio of credit card receivables.
- In addition, the company offers commercial finance products to middle market and corporate clients comprising leases and related structures; invests in new market tax credit activities and holds certain foreclosed assets; fixed annuity and life insurance products, investment management and advisory, and other services; and underwrites transactions primarily for banking clients, as well as debt and mortgage-related securities.
- The company was founded in 1899 and is headquartered in Gulfport, Mississippi.