ENVA

Enova International (NYSE: ENVA) reported strong originations growth and strong credit performance, with...

Published: Jul 23, 2026   |  Read Original Article ↗

Article Summary

BUY
  • Enova International (NYSE: ENVA) reported strong originations growth and strong credit performance, with Enova International reporting its eighth consecutive quarter of year-over-year adjusted EPS growth of 30% or more.
  • The company expects its planned acquisition of Grasshopper Bank to close later this year, with regulatory approval still ongoing.
  • Results exceeded expectations on both the top and bottom line, reflecting the strength of its talented team, diversified product offerings, scalable operating model, and world-class risk management capabilities.
  • Management raised its outlook for the year and expects continued sustainable and profitable growth.
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Growth Stock Metric Rating
ENVA Rating
59.0
WEAK HOLD

Growth Stock Scoring Breakdown

METRIC VALUE WEIGHT ANALYSIS
Sales Growth TTM ? 17.5% 25% 60.0 ptsModerate (17.5%) - Decent growth
EPS Growth Next 5Y ? 26.9% 25% 80.0 ptsVery Good (26.9%) - Good outlook
Target Price Upside ? 15.1% 20% 60.0 ptsModerate Upside (15.1%) - Target: $250.71 vs Current: $217.80
Gross Margin % ? 15% 40.0 ptsNo Gross Margin Data
Drawdown from 52-Wk High ? -11.6% 15% 40.0 ptsMild Pullback (-11.6%) - Light entry opportunity
Disclaimer: This rating is for informational purposes only and is not financial advice. All data sourced from Finviz. Always conduct your own research and consult with a financial advisor before making investment decisions. Past performance does not guarantee future results.

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About ENVA

Financial Services Credit Services 1,836 employees Chicago, IL, United States
  • Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally.
  • The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan.
  • It also provides money transfer services. The company markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, Simplic, and Pangea brands.
  • Enova International, Inc. was founded in 2003 and is headquartered in Chicago, Illinois.
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