TCBI
Texas Capital Bancshares Inc (TCBI) Q2 2026 Earnings Call Highlights: Strong Revenue Growth and ...
Article Summary
SELL- Texas Capital Bancshares Inc. (NASDAQ: TCBI) reported strong earnings growth driven by record fee income, strong C&I loan growth, and rising non-interest income, including strong growth in investment banking fees, treasury product fees, and wealth management fees.
- Net interest income increased 9% year-over-year to $260.4 million and EPS increased 15% to $1.88, supported by strong loan growth and rising deposit growth.
- Non-interest revenue increased 39% year over year to $75.1 million, representing 22% of total revenue, up from 18% a year ago, and book value increased 10% to record $76.98, marking the ninth consecutive quarterly increase.
- Credit quality remained solid with low credit losses and a conservative reserve posture, though net interest margin was slightly lower than expected due to changes in earning asset mix and higher temporary funding costs.
Free users see 3 BUY signals per day. Premium unlocks all of them, plus instant email alerts.
See Plans
Growth Stock Scoring Breakdown
| METRIC | VALUE | WEIGHT | ANALYSIS |
|---|---|---|---|
| Sales Growth TTM ? | 3.3% | 25% | 20.0 ptsMinimal (3.3%) - Very weak |
| EPS Growth Next 5Y ? | 11.9% | 25% | 35.0 ptsBelow Screener (11.9%) - Modest outlook |
| Target Price Upside ? | 5.7% | 20% | 35.0 ptsBelow Screener (5.7%) - Target: $108.79 vs Current: $102.91 |
| Gross Margin % ? | — | 15% | 40.0 ptsNo Gross Margin Data |
| Drawdown from 52-Wk High ? | -5.5% | 15% | 20.0 ptsBarely a Dip (-5.5%) - Near recent highs |
Disclaimer: This rating is for informational purposes only and is not financial advice.
All data sourced from Finviz.
Always conduct your own research and consult with a financial advisor before making investment decisions.
Past performance does not guarantee future results.
About TCBI
- Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers.
- The company offers commercial banking; consumer banking; investment banking solutions, including capital markets, mergers and acquisitions, and syndicated finance, as well as financial sponsor coverage, capital solutions, and institutional services; and wealth management services, such as investment management, financial planning, lockbox and insurance, securities-based lending, estate planning, and business succession, as well as philanthropic, trustee and executor, custom credit, and depository services.
- It also provides deposit accounts, analyzed accounts, commercial card, SBA and business loans, packaged solutions, and merchant services; liquidity and investments, working capital, international trade and payment, and treasury and credit products; and commercial real estate, homebuilder and community, and mortgage finance.
- In addition, the company offers payables and receivables management; online and mobile banking; term loans and lines of credit, equipment finance and lease, acquisition finance, and asset-based lending; private wealth advisory solutions; and checking and savings accounts, debit and credit cards, and certificates of deposit, as well as ETF and funds management services.
- Further, it provides financial institution money market accounts and loan syndication products; commercial loans for financing for working capital, organic growth, and acquisitions; real estate term and construction loans; mortgage warehouse lending services; treasury management, trust, and advisory and escrow services; and letters of credit.
- The company operates in Austin, Dallas, Fort Worth, Houston, and San Antonio metropolitan areas of Texas, as well as in California and New York.
- The company was incorporated in 1996 and is headquartered in Dallas, Texas.