BANR
Banner Corp (BANR) Q2 2026 Earnings Call Highlights: Strong Loan Growth and Core Earnings Boost ...
Article Summary
HOLD- Banner Corp. (NASDAQ: BANR) reported strong loan growth and strong core earnings growth as commercial and construction loan originations surged, with commercial originations up 85% and construction up 73%, while noninterest income declined due to lower gains on financial instruments and mobile income.
- Core earnings increased 6% year-over-year to $64.4 million, and Banner maintained a strong core deposit base with 89% of total deposits and a core dividend of $0.52 per common share.
- Noninterest expenses increased due to higher software, marketing, and legal expenses, while nonperforming assets increased by $8.9 million due to a single condo construction project moving to nonaccrual status.
- Loan yields remained solid, with the weighted average rate on new loans at 6.53%, though there has been some back book repricing and new loan repricing pressure.
- The company maintained an 87% loan-to-deposit ratio with a 1.2% return on average assets, supported by strong deposit growth and a stable core dividend.
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Growth Stock Scoring Breakdown
| METRIC | VALUE | WEIGHT | ANALYSIS |
|---|---|---|---|
| Sales Growth TTM ? | 2.9% | 25% | 20.0 ptsMinimal (2.9%) - Very weak |
| EPS Growth Next 5Y ? | 0.0% | 25% | 10.0 ptsVery Weak (0.0%) - Minimal expectations |
| Target Price Upside ? | 7.0% | 20% | 35.0 ptsBelow Screener (7.0%) - Target: $73.67 vs Current: $68.85 |
| Gross Margin % ? | — | 15% | 40.0 ptsNo Gross Margin Data |
| Drawdown from 52-Wk High ? | -5.2% | 15% | 20.0 ptsBarely a Dip (-5.2%) - Near recent highs |
Disclaimer: This rating is for informational purposes only and is not financial advice.
All data sourced from Finviz.
Always conduct your own research and consult with a financial advisor before making investment decisions.
Past performance does not guarantee future results.
About BANR
- Banner Corporation operates as the bank holding company for Banner Bank that engages in the provision of commercial banking and financial products and services to individuals, businesses, and public sector entities in the United States.
- It accepts various deposit instruments, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, regular savings accounts, and certificates of deposit, as well as treasury management services and retirement savings plans.
- The company also provides commercial real estate loans, including owner-occupied, investment properties, and multifamily residential real estate loans; one- to four-family residential real estate lending; construction, land, and land development loans; commercial business loans; agricultural mortgage and business loans; consumer and other loans, such as home equity lines of credit, automobile, and boat and recreational vehicle loans, as well as loans secured by deposit accounts; and loan solicitation and processing services.
- In addition, it provides electronic and digital banking services comprising debit cards and ATM programs, internet banking, remote deposit capture, and mobile banking services.
- The company was founded in 1890 and is based in Walla Walla, Washington.