FHB

First Hawaiian Inc (FHB) Q2 2026 Earnings Call Highlights: Strong Loan Growth Amid Deposit ...

Published: Jul 24, 2026   |  Read Original Article ↗

Article Summary

BUY
  • First Hawaiian Inc. (NASDAQ: FHB) reported strong second-quarter results with a return on average tangible assets of 1.28% and returns on average equity of 16.34% driven by strong loan growth driven by C&I and CRE loans.
  • First Hawaiian announced a promising deal with TriCo Bancshares aiming to build a leading Pacific banking franchise, though total deposits declined by $623 million due to outflows of public deposits and retail and commercial deposit volatility.
  • Noninterest expenses rose due to the TriCo transaction, and noninterest income declined due to higher tax rates and higher interest-rate sensitivity.
  • Credit quality remained solid, with a reduction in classified assets and strong credit performance.
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Growth Stock Metric Rating
FHB Rating
26.0
SELL

Growth Stock Scoring Breakdown

METRIC VALUE WEIGHT ANALYSIS
Sales Growth TTM ? 0.8% 25% 20.0 ptsMinimal (0.8%) - Very weak
EPS Growth Next 5Y ? 6.6% 25% 20.0 ptsWeak (6.6%) - Low expectations
Target Price Upside ? 7.1% 20% 35.0 ptsBelow Screener (7.1%) - Target: $30.11 vs Current: $28.11
Gross Margin % ? 15% 40.0 ptsNo Gross Margin Data
Drawdown from 52-Wk High ? -8.1% 15% 20.0 ptsBarely a Dip (-8.1%) - Near recent highs
Disclaimer: This rating is for informational purposes only and is not financial advice. All data sourced from Finviz. Always conduct your own research and consult with a financial advisor before making investment decisions. Past performance does not guarantee future results.

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About FHB

Financial Services Banks - Regional 1,986 employees Honolulu, HI, United States
  • First Hawaiian, Inc. operates as a bank holding company for First Hawaiian Bank that provides a range of banking products and services to consumer and commercial customers in the United States.
  • It operates in two segments: Retail Banking and Commercial Banking.
  • The company offers various deposit products, including checking, savings, and time deposit accounts, and other deposit accounts.
  • It also provides residential and commercial mortgage loans, home equity lines of credit and loans, automobile loans and leases, secured and unsecured lines of credit, installment loans, small business loans and leases, as well as commercial lease and auto dealer financing services.
  • In addition, the company offers wealth management, personal installment, individual investment and financial planning, insurance protection, trust and estate, private banking, investment management, retirement planning, and credit card and merchant processing services, as well as consumer and commercial credit cards processing services.
  • Further, the company provides commercial and industrial lending, such as auto dealer flooring, commercial real estate lending, and construction lending services.
  • It offers its products through branch, online, and mobile distribution channels.
  • The company was formerly known as BancWest Corporation and changed its name to First Hawaiian, Inc. in April 2016.
  • First Hawaiian, Inc. was founded in 1858 and is headquartered in Honolulu, Hawaii.
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