KNSL

Kinsale Capital Group Inc (KNSL) Q2 2026 Earnings Call Highlights: Strong Earnings Growth ...

Published: Jul 24, 2026   |  Read Original Article ↗

Article Summary

HOLD
  • Kinsale Capital Group Inc. (NYSE: KNSL) reported strong earnings growth driven by rising premium growth, strong investment performance, and a combined ratio of 75.5% for Q2 2026, with annualized operating return on equity of 24.4% and a strong return of 4.5%.
  • Kinsale Capital Group expanded its stock buyback authorization by $250 million, reflecting confidence in its business model and share value, though commercial property pricing remains competitive, with commercial property rates declining and volume shrinking.
  • Expenses increased due to higher net commission ratios and higher reinsurance retentions, while float grew to $3.4 billion at June 30, up $1 billion from the end of 2025.
  • The company continues to leverage technology and analytics to enhance underwriting and pricing models, contributing to exceptional loss ratios.
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Growth Stock Metric Rating
KNSL Rating
40.0
SELL

Growth Stock Scoring Breakdown

METRIC VALUE WEIGHT ANALYSIS
Sales Growth TTM ? 15.8% 25% 60.0 ptsModerate (15.8%) - Decent growth
EPS Growth Next 5Y ? 5.3% 25% 20.0 ptsWeak (5.3%) - Low expectations
Target Price Upside ? 0.6% 20% 10.0 ptsNear/At Target (0.6%) - Target: $347.11 vs Current: $349.10
Gross Margin % ? 15% 40.0 ptsNo Gross Margin Data
Drawdown from 52-Wk High ? -31.9% 15% 80.0 ptsSolid Dip (-31.9%) - Good entry zone
Disclaimer: This rating is for informational purposes only and is not financial advice. All data sourced from Finviz. Always conduct your own research and consult with a financial advisor before making investment decisions. Past performance does not guarantee future results.

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About KNSL

Financial Services Insurance - Property & Casualty 711 employees Richmond, United States
  • Kinsale Capital Group, Inc. engages in the provision of property and casualty insurance products in the United States.
  • The company's commercial lines offerings include commercial property, excess casualty, general casualty, small business casualty, construction, allied health, small business property, products liability, entertainment, commercial auto, energy, excess professional, life sciences, inland marine, professional liability, environmental, health care, management liability, public entity, agribusiness casualty and property, aviation, ocean marine, and product recall insurance.
  • Its personal lines offerings also include high value homeowners and personal insurance products.
  • The company sells its insurance products in all 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the U.S.
  • Virgin Islands primarily through a network of independent insurance brokers.
  • Kinsale Capital Group, Inc. was founded in 2009 and is headquartered in Richmond, Virginia.
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